Winter is coming soon. Make sure you stay prepared!
Are Frozen Pipes Covered by Insurance?
Hayden Jeffries
Does Homeowners Insurance Cover Burst Pipes?
Yes, most homeowners insurance policies cover water damage caused by burst pipes, including cleaning and repairing your home. This typically includes damage to wood floors, drywall, and even furniture. However, your policy won’t cover the cost of fixing the broken pipe itself.
The key is whether the burst pipe happened suddenly and accidentally. For example, if frozen pipes burst due to a sudden cold snap, insurance may cover the resulting damage. But if the damage is due to neglect—like leaving your heat off during freezing temperatures—you might be out of luck.
If you’re unsure about your coverage, reach out to your insurance agent to clarify your policy.
Does Homeowners Insurance Cover Water Line Breaks?
When it comes to water line breaks, things can get tricky. Most policies don’t cover breaks caused by normal wear and tear, shifting soil, or tree root damage. However, if a water line is damaged suddenly—like hitting it while digging—you might be covered.
If your water line is connected to the city’s water main and the break happens there, your city or town is usually responsible for fixing it. But any repairs on your property are typically your responsibility. It’s always a good idea to check your policy to see what’s included and consider additional coverage if needed.
Prepare & Prevent
Frozen pipes can be a hassle, but with a few simple steps, you can avoid this headache altogether. Here are some tips to protect your home during cold weather:
Keep Your Home Warm: Always keep your thermostat set to at least 55°F, even if you’re leaving town.
Drain Pipes if Leaving for the Winter: If you’ll be gone for a long time, consider winterizing your home by shutting off the water supply and draining the pipes.
Protect Outdoor Faucets: Remove garden hoses and cover outdoor faucets with inexpensive faucet covers.
Insulate Vulnerable Pipes: Add foam insulation or heat tape to pipes in unheated spaces like attics, basements, or crawl spaces.
Let Faucets Drip: During freezing temperatures, let your faucets trickle to keep water moving and prevent freezing.
FAQs About Broken Arrow Plumbers - Spot On Plumbing
Do Tulsa plumbers fix frozen pipes?
Yes! At Spot On Plumbing of Tulsa Plumbers, our team specializes in thawing and repairing frozen pipes. If your frozen pipes burst, we can help with the repairs and ensure your plumbing is back in working order.
Does Spot On Plumbing offer emergency services?
Absolutely! We’re available 24/7 for plumbing emergencies, including frozen pipes and burst pipe repairs. Don’t wait—call us anytime you need help.
What makes Spot On Plumbing different?
We’re proud to be your dog’s favorite plumber! With fast, reliable service, and a friendly mascot named Piper, we make plumbing less stressful for homeowners in Tulsa and Broken Arrow. Plus, our licensed plumbers Broken Arrow are highly trained and committed to excellent customer service.
Can Spot On Plumbing help prevent frozen pipes?
Yes! We offer preventive services, like pipe insulation and faucet winterization, to help protect your home before cold weather hits.
How do I schedule a service with Spot On Plumbing?
Scheduling is easy! Give us a call or visit our website to book an appointment. Whether you’re dealing with frozen pipes, burst pipes, or general plumbing issues, we’re here to help.
What you need to know.:
Frozen pipes can be a frustrating problem, but knowing your insurance coverage and taking steps to prevent freezing can save you a lot of stress. If you’re in the Tulsa or Broken Arrow area and need help, trust Spot On Plumbing to handle the job with care and professionalism.